Living and traveling in China can be an exciting adventure, whether you’re an expat enjoying the vibrant culture or a traveler eager to explore the stunning landscapes and rich history.
However, while traveling or living in China, it’s essential to prioritize your safety and health.
As an American expat who has lived in China since 2015, I understand the challenges of navigating a new culture and its healthcare landscape. You might find yourself asking: “What do I do if I get sick while in a foreign country? Should I go to a public or private hospital?” The answer isn’t always straightforward, and the last thing you want is to be stressed in a not-so-ideal situation!
That’s where Pacific Prime Insurance comes in. With over 20 years of experience in expat medical insurance, Pacific Prime Insurance is here to simplify the healthcare journey for you. Read more to learn about their options and how you can get a free quote!

Wherever your China bucket list takes you—the Great Wall, the vibrant Shanghai Bund, the Avatar Mountains of Zhangjiajie, the pandas in Chengdu, or simply your day-to-day life—go there with ease knowing you’re covered!
Why Choose Pacific Prime Insurance?
1. Expertise You Can Trust: With 20+ years of experience serving expats in China, Pacific Prime Insurance is a licensed intermediary in China and has developed an in-depth understanding of the local medical system. They have helped countless expats navigate the complexities of healthcare, ensuring they receive the right care when they need it most.
2. Comprehensive Insurance Plans: Pacific Prime offers a wide range of insurance options to meet the diverse needs of expats in China, including individual, family, maternity, life, group, corporate, and travel insurance plans. Whether you’re looking for personal coverage or a corporate solution for your team, Pacific Prime provides locally compliant plans specifically designed for expats in China. These plans come with the added benefit of a local service team that understands the unique requirements of the Chinese healthcare system, ensuring you have the support you need when accessing care.
3. Ongoing Policy Support: Pacific Prime’s commitment to your health extends beyond selecting a plan. They provide after-sales support for claims and renewals, ensuring a seamless insurance experience during your time in China. With a dedicated policy concierge and claims team, you’ll receive guidance and assistance tailored to your needs, as they prioritize your best interests every step of the way.
4. Quick Plan Comparisons: Need to find the right insurance plan quickly? Their experienced consultants can help you compare and identify the best plan that suits your needs. They take into account where you live and the hospital network within your area when making recommendations. Best of all, there are no additional costs when you purchase through Pacific Prime!
5. Comprehensive Support: With five offices in China—Shanghai, Beijing, Shenzhen, Guangzhou—and ten additional locations around the globe, their multilingual team is equipped to assist you in 28 languages. No matter where you are, you can count on them for tailored advice and support.
Health Insurance for Expats Living in China
Key services and options for expats living in China to consider include:
- Medical Care: Access to both outpatient and inpatient treatment at reputable hospitals.
- Family Health Insurance: Comprehensive coverage for all family members, including children.
- Individual Health Insurance: Customized plans to meet specific needs, such as maternity care or specialist consultations.
- Life Insurance: Financial security for loved ones in case of unexpected events.

Health Insurance for Travelers in China
For those planning to travel to China for a limited time, Pacific Prime’s travel insurance plans are an excellent option. These plans cater specifically to individuals who need comprehensive coverage without the commitment of a long-term policy. Here are some of the services covered under Pacific Prime’s travel insurance plans:
- Emergency medical expenses
- Coverage for trip cancellations and delays
- Protection against property damage, loss, or theft
- Emergency evacuation and more
With affordable rates, these plans offer peace of mind knowing that you’re protected against unexpected incidents while traveling.

Get A Free Quote
Don’t let the complexities of a foreign healthcare system overwhelm you. With Pacific Prime Insurance by your side, you’re not alone in navigating this landscape. You can get a free quote and chat with one of their experts to discover the best health insurance solutions tailored specifically for you!
Get your free quote with Pacific Prime here or scan the QR code below to add their WeChat account.
Having a solid plan in place for your health and safety while living or traveling in China truly makes all the difference. It’s reassuring to know you’re prepared for whatever comes your way, allowing you to explore, work, and enjoy everything this incredible country has to offer!





